Who is eligible for NPS?

Any Indian citizen aged between 18-70 years is eligible to subscribe to NPS, including Non-Resident Indians (NRIs) and overseas Indians. Persons of Indian Origin (PIOs) and Hindu Undivided Families (HUFs) are not eligible to subscribe to NPS.The applicant should not have any  pre-existing National Pension System Account (PRAN).

Following is the sectorwise eligibility-

1. All Citizen Model: 

A citizen of India, whether resident or non-resident, of between 18 – 70 years of age as on the date of submission of his/her application to the POP/ POP-SP who comply with the Know Your Customer (KYC) norms as detailed in the Subscriber Registration Form.  

2. Government Sector:

All Government employees joining on or after 01-01- 2004 are mandatorily covered under NPS. However, following states have restored Old Pension Schemes by withdrawing NPS:

1. Rajasthan    
2. Jharkhand
3. Chhattisgarh

3. Corporate Sector: 

The employees of the corporate entity, enrolled by the employer having Indian Citizenship between the age of 18-60 years and complying with the KYC norms, are eligible to be registered as su